Properties where the seller or developer is offering extra help — from stamp duty paid and deposit contributions to part exchange and free upgrades.
Browse all homes with buyer incentives
£499,950
Three-bedroom new build house with Help to Buy — Oxford
Oxford, OX2
Incentive details
Buyer incentive available
The seller is offering extra help with this purchase — ask the agent for the current package.
Buyer incentives are offers made by developers or sellers to make a purchase easier or better value. They can reduce your upfront costs, cover moving expenses or add value to the home itself. Incentives are most common on new-build developments, but existing sellers sometimes offer them too — especially where a quick, chain-free sale matters.
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The seller covers some or all of your stamp duty land tax bill at completion.
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A percentage of the purchase price paid towards your deposit to help you borrow less.
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The developer buys your current home so you avoid a chain and estate agent fees.
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Carpets, flooring, white goods or a full kitchen upgrade included in the price.
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Removals, legal fees or survey costs paid for as part of the deal.
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Extra savings for buyers who can exchange and complete quickly.
A buyer incentive is anything of value offered alongside the property to encourage a sale — such as stamp duty paid, a deposit contribution, part exchange, free flooring and appliances, or help with legal and moving costs.
They can. Lenders usually need to know about cash incentives, and many cap them at around 5% of the purchase price. Your solicitor discloses incentives to the lender, and the valuation may be adjusted. Speak to your broker before agreeing terms.
No. Incentives are most common on new-build developments, but resale sellers sometimes offer them too — for example including furniture, covering legal fees or agreeing to a price reduction for a fast, chain-free purchase.
It depends. A price reduction lowers your mortgage, stamp duty and long-term interest. An incentive helps with upfront costs instead. Compare the cash value of the offer against an equivalent discount before deciding.
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